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Kappel and Apple

  • Health Insurance
  • Life Insurance
  • Long Term Care
  • Wealth Management
Long Term Care

The Facts
• The life expectancy in the United States for men is 75 years and for women, 84.
• More than 50% of everyone over 65 requires some sort of long term care.
• Health problems that typically need long term care include multiple sclerosis, stroke,
 Alzheimer’s, spinal cord injury, Parkinson’s, cerebral palsy, and accidents.
• Annual long term care costs can be as high as $300,000 per person.

Long Term Care insurance premiums increase with age. At Kappel & Apple we encourage our clients to consider purchasing Long Term Care insurance as early as age 40. Call us to discuss your options.


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